Safeguard What Matters Most — Your Loved Ones’ Future
At Jaffe Tilchin Independent Insurance Services, we understand the profound importance of protecting those you care about. Our independent agency leverages partnerships across numerous carriers to deliver tailored life insurance options—crafted to meet your unique goals and budget, without paying for unnecessary coverage.
Why Life Insurance Matters
Life insurance ensures financial security for your loved ones in the event of your passing. It's a critical tool for covering end-of-life expenses, replacing lost income, paying off debts, and funding long-term needs like education or legacy—offering peace of mind when it matters most.
As life evolves—marriage, growing family, new home—so should your coverage. Regular reviews ensure your policy keeps pace with your changing circumstances.
Our Life Insurance Solutions
Term Life Insurance
Cost-effective coverage for a specific period—ideal for covering mortgage, college tuition, or income replacement during growing years.
Whole Life Insurance
Permanent protection with guaranteed cash value growth. Useful for estate planning, final expenses, or supplemental retirement funds.
Universal Life Insurance
Flexible premium payments and policy adjustments. Covers lifelong protection and offers cash value benefits—great for long-term financial planning and estate needs.
Accidental Death & Dismemberment (AD&D) Coverage
Provides extra protection for accident-related injuries or death—often available as an add-on for enhanced peace of mind.
Benefits at a Glance
| Feature | What It Means for You |
|---|---|
| Financial Security for Loved Ones | Helps cover living expenses, debts, and final costs. |
| Tax-Free Benefits | Death benefit payouts generally aren’t taxable |
| Cash Value Accumulation | Permanent policies can build value you can borrow against. |
| Flexible Lifestyle Adjustments | As life changes, we can adjust or update your coverage. |
| Budget-Friendly Options | Choose the plan that fits your financial planning—from term to permanent. |
Why Choose Jaffe Tilchin
- Independent Expertise, Multiple Options
We aren’t tied to a single insurer. We shop across carriers to find the best fit at the best. - Local, Personalized Service
You won’t get an 800-number. You’ll work directly with an agent in Tampa Bay who’s ready to guide you, clearly and compassionately. - Clear, Jargon-Free Guidance
We break down the complexity—ensuring you understand what you’re buying and why it matters. - Future-Ready Advice
We recommend policy reviews after life changes to keep your protection aligned with your life journey.
Frequently Asked Questions
If you want affordable, time-limited coverage (e.g., until kids are grown or the mortgage is paid off), term life is ideal. If you want lifetime protection and cash value growth, explore whole or universal life products.
Ready to Protect Your Future?
1. Request a personalized quote
tailored to your life stage and goals.
2. Compare plan types
side-by-side with our help.
3. Choose with confidence
knowing you have expert guidance every step of the way.
Contact Us:
Phone: (813) 960-5293 | Toll-free: 866-218-7906
Office: 15350 N. Florida Avenue, Tampa, FL 33613
Your Legacy, Secured
At Jaffe Tilchin, we’re not just selling policies—we’re helping you protect your family’s future. Let us simplify the path to peace of mind with life insurance you understand, trust, and can afford.